Checks / Consumer Credit Directive 2 (AI) / automated creditworthiness assessments identified
Consumer Credit Directive 2 (AI) · CCD2
CCD2 Art.18 - automated creditworthiness assessments identified
This control asks you to show: automated creditworthiness assessments identified. Directive (EU) 2023/2225, applying from 20 November 2026. Consumers refused credit by automated scoring get human intervention, an explanation and the right to contest it.
What evidence passes
The check reads the field
credit_ai_inventory in the decision or governance record. It passes when that field is present and not empty. Anything else fails, with the reason stated.Check it now
Free, no account. You get PASS or FAIL, the reason, and a tamper-evident receipt.
Run it from your AI assistant
Connect
https://sebbi.pro/mcp to Claude, ChatGPT, Cursor or any MCP app, then call:sebbi_run_check {"check": "sebbi_ccd2_001", "record": {"credit_ai_inventory": "..."}}Or run every Consumer Credit Directive 2 (AI) control at once with sebbi_run_framework. How to connect