Checks / Consumer Credit Directive 2 (AI) / no special category data used
Consumer Credit Directive 2 (AI) · CCD2
CCD2 Art.18 - no special category data used
This control asks you to show: no special category data used. Directive (EU) 2023/2225, applying from 20 November 2026. Consumers refused credit by automated scoring get human intervention, an explanation and the right to contest it.
What evidence passes
The check reads the field
no_special_category_data in the decision or governance record. It passes when that field is set to true (yes, it is in place). Anything else fails, with the reason stated.Check it now
Free, no account. You get PASS or FAIL, the reason, and a tamper-evident receipt.
Run it from your AI assistant
Connect
https://sebbi.pro/mcp to Claude, ChatGPT, Cursor or any MCP app, then call:sebbi_run_check {"check": "sebbi_ccd2_004", "record": {"no_special_category_data": "..."}}Or run every Consumer Credit Directive 2 (AI) control at once with sebbi_run_framework. How to connectRelated Consumer Credit Directive 2 (AI) controls
- CCD2 Art.18 - automated creditworthiness assessments identified
- CCD2 Art.18 - data used for the assessment documented
- CCD2 Art.18 - no personal data from social networks used
- CCD2 Art.18 - consumers told when automated processing is used
- CCD2 Art.18 - consumer can request human intervention
- CCD2 Art.18 - clear explanation of the assessment on request