Checks / AI and insurance / life and health insurance pricing AI classed high-risk
AI and insurance · Annex III
EU AI Act Annex III 5(c) - life and health insurance pricing AI classed high-risk
This control asks you to show: life and health insurance pricing AI classed high-risk. What insurers need to see about your AI: fair presentation under the Insurance Act 2015, warranties, AI exclusions, the EU AI Act's high-risk insurance pricing rules, EIOPA's 2025 AI Opinion and FCA pricing rules.
What evidence passes
The check reads the field
insurance_ai_classified in the decision or governance record. It passes when that field is set to true (yes, it is in place). Anything else fails, with the reason stated.Check it now
Free, no account. You get PASS or FAIL, the reason, and a tamper-evident receipt.
Run it from your AI assistant
Connect
https://sebbi.pro/mcp to Claude, ChatGPT, Cursor or any MCP app, then call:sebbi_run_check {"check": "sebbi_aiinsurance_009", "record": {"insurance_ai_classified": "..."}}Or run every AI and insurance control at once with sebbi_run_framework. How to connectRelated AI and insurance controls
- Policy cover - cyber, PI and product liability policies cover AI losses
- Claims notification - AI incident reporting meets policy deadlines
- Third Parties (Rights against Insurers) Act 2010 - policy details retrievable
- EIOPA AI Opinion 2025 - insurance AI has record-keeping and human oversight
- EIOPA AI Opinion 2025 - pricing and underwriting AI explainable to customers
- FCA ICOBS 6B - renewal price no higher than the equivalent new-customer price