Checks / AI and insurance / pricing and underwriting AI explainable to customers
AI and insurance
EIOPA AI Opinion 2025 - pricing and underwriting AI explainable to customers
This control asks you to show: pricing and underwriting AI explainable to customers. What insurers need to see about your AI: fair presentation under the Insurance Act 2015, warranties, AI exclusions, the EU AI Act's high-risk insurance pricing rules, EIOPA's 2025 AI Opinion and FCA pricing rules.
What evidence passes
The check reads the field
pricing_explainable in the decision or governance record. It passes when that field is set to true (yes, it is in place). Anything else fails, with the reason stated.Check it now
Free, no account. You get PASS or FAIL, the reason, and a tamper-evident receipt.
Run it from your AI assistant
Connect
https://sebbi.pro/mcp to Claude, ChatGPT, Cursor or any MCP app, then call:sebbi_run_check {"check": "sebbi_aiinsurance_011", "record": {"pricing_explainable": "..."}}Or run every AI and insurance control at once with sebbi_run_framework. How to connectRelated AI and insurance controls
- Third Parties (Rights against Insurers) Act 2010 - policy details retrievable
- EU AI Act Annex III 5(c) - life and health insurance pricing AI classed high-risk
- EIOPA AI Opinion 2025 - insurance AI has record-keeping and human oversight
- FCA ICOBS 6B - renewal price no higher than the equivalent new-customer price
- FCA Consumer Duty - AI pricing tested and evidenced as fair value
- Underwriter evidence - sealed AI decision records available to insurers