Checks / AI and insurance / cyber, PI and product liability policies cover AI losses
AI and insurance
Policy cover - cyber, PI and product liability policies cover AI losses
This control asks you to show: cyber, PI and product liability policies cover AI losses. What insurers need to see about your AI: fair presentation under the Insurance Act 2015, warranties, AI exclusions, the EU AI Act's high-risk insurance pricing rules, EIOPA's 2025 AI Opinion and FCA pricing rules.
What evidence passes
The check reads the field
ai_cover_confirmed in the decision or governance record. It passes when that field is set to true (yes, it is in place). Anything else fails, with the reason stated.Check it now
Free, no account. You get PASS or FAIL, the reason, and a tamper-evident receipt.
Run it from your AI assistant
Connect
https://sebbi.pro/mcp to Claude, ChatGPT, Cursor or any MCP app, then call:sebbi_run_check {"check": "sebbi_aiinsurance_006", "record": {"ai_cover_confirmed": "..."}}Or run every AI and insurance control at once with sebbi_run_framework. How to connectRelated AI and insurance controls
- Insurance Act 2015 s.10 - warranties about AI controls are being met
- Insurance Act 2015 s.11 - evidence links each AI control to the loss it guards against
- Policy wording - checked for AI exclusions and silent AI cover
- Claims notification - AI incident reporting meets policy deadlines
- Third Parties (Rights against Insurers) Act 2010 - policy details retrievable
- EU AI Act Annex III 5(c) - life and health insurance pricing AI classed high-risk