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Legislation / US Congress
US CONGRESS

AI and the law in the United States

There is no comprehensive federal AI statute. Federal rules come from targeted laws, executive orders, agency guidance and long-standing consumer, credit and civil rights law, while states pass their own AI laws.

Federal laws and orders

TAKE IT DOWN Act

Signed 19 May 2025 (Public Law 119-12); platform removal duty from 19 May 2026

Criminalises publishing non-consensual intimate images, including AI-generated deepfakes, and requires covered platforms to remove them within 48 hours of a valid request.

National Artificial Intelligence Initiative Act of 2020

Enacted 1 January 2021 (in the FY2021 NDAA)

Establishes the national AI initiative, the National AI Initiative Office and NIST's role in AI standards, including the AI Risk Management Framework.

Executive Order 14179: Removing Barriers to American Leadership in AI

Signed 23 January 2025

Revoked the 2023 AI executive order and directed an action plan to sustain US AI leadership.

Executive Order 14365: Ensuring a National Policy Framework for AI

Signed December 2025

Directs an AI Litigation Task Force to challenge state AI laws, ties some federal funding to state AI policy, and asks the FCC and FTC to consider federal standards. An order has no preemptive force by itself; Congress has not passed preemption.

OMB Memorandum M-25-21

Issued April 2025

Federal agencies must inventory AI use cases and apply minimum risk management practices to high-impact AI, including testing, impact assessment, human oversight and the ability to stop use.

Equal Credit Opportunity Act and Regulation B

In force; CFPB Circulars 2022-03 and 2023-03

Creditors must give specific, accurate reasons when they refuse credit, even when a complex algorithm or AI made the decision.

Evidence: dossier · credit ai

FTC Act, Section 5

In force

Unfair or deceptive practices are unlawful, including false claims about what AI can do and AI used to deceive consumers.

Evidence: examiner

Key state laws

Colorado Artificial Intelligence Act (SB24-205)

Effective date moved to 30 June 2026 by a 2025 special session

Developers and deployers of high-risk AI must use reasonable care against algorithmic discrimination, run impact assessments and notify consumers.

California Transparency in Frontier AI Act (SB 53)

Signed 29 September 2025, effective 1 January 2026

Large frontier model developers must publish a safety framework, report critical safety incidents and protect whistleblowers.

Texas Responsible AI Governance Act (HB 149)

Effective 1 January 2026

Bans certain harmful AI uses, requires disclosure when government agencies use AI with consumers, and creates a regulatory sandbox.

New York City Local Law 144

Enforced since 5 July 2023

Employers using automated employment decision tools need an independent bias audit within a year, published results and candidate notice.

Illinois HB 3773 (AI in employment)

Effective 1 January 2026

Amends the Illinois Human Rights Act: employers may not use AI that discriminates and must notify workers when AI is used in employment decisions.

Bills in Congress

Live from GovInfo: bills whose text mentions artificial intelligence, deepfakes, automated decisions or machine learning, shown at their furthest published stage.

95 bills in today's snapshot, fingerprint f203d3edebe06652…, sealed in block 25560 on 27 Oct 2026 12:13 UTC.
H.R. 10905: No Personal Data in Grocery Pricing ActIntroduced in House · updated 2026-10-27
S. 5531: In Real Life Act; IRL ActIntroduced in Senate · updated 2026-10-20
H.R. 10810: National Patient Safety Board Act of 2026Introduced in House · updated 2026-10-16
S. 5653: Bipartisan American Affordability and Jobs Act of 2026Introduced in Senate · updated 2026-10-09
H.R. 10684: DOE Bioenergy Program Reauthorization ActIntroduced in House · updated 2026-10-08
H.R. 10670: China FIREWALL Act of 2026Introduced in House · updated 2026-10-07
S. 5549: Quality Educator Partnership ActIntroduced in Senate · updated 2026-10-07
S. 5471: AI Systems Transparency ActIntroduced in Senate · updated 2026-10-01
S. 5417: AI Emergency Button ActIntroduced in Senate · updated 2026-10-01
H.R. 10538: Ban Artificial Superintelligence Act of 2026Introduced in House · updated 2026-09-28
S. 5526: Agricultural Act of 2026Reported in Senate · updated 2026-09-26
H.R. 10486: Relief Without Delay ActIntroduced in House · updated 2026-09-24
H.R. 10474: CISA Force Structure Assessment ActIntroduced in House · updated 2026-09-24
H.R. 10448: Reverse Big Ugly Tax Breaks for Data Centers ActIntroduced in House · updated 2026-09-24
S. 91: Western Wildfire Support Act of 2026Reported in Senate · updated 2026-09-23
H.R. 9339: Affordable Innovation for the Grid ActReferred in Senate · updated 2026-09-22
H.R. 9086: Foreign Service Modernization ActPassed House · updated 2026-09-18
H.R. 10484: Covered AI Prohibition ActIntroduced in House · updated 2026-09-18
H.R. 10025: Preventing Abuse of Digital Replicas ActIntroduced in House · updated 2026-09-15
S. 5066: Health Equity and Accountability Act of 2026Introduced in Senate · updated 2026-09-11
H.R. 10210: Doctors Not AI Act of 2026Introduced in House · updated 2026-09-03
H.R. 10150: Advancing Botanical Drug Development Act of 2026Introduced in House · updated 2026-09-01
H.R. 10180: Self-Improving AI Monitoring ActIntroduced in House · updated 2026-09-01
S. 5382: China AI Power Report ActIntroduced in Senate · updated 2026-08-19
S. 5307: Artificial Intelligence and Innovation Talent ActIntroduced in Senate · updated 2026-08-14
H.R. 9495: Department of Defense Appropriations Act, 2027Reported in House · updated 2026-08-13
S. 5273: Fisheries Science Modernization Act of 2026Introduced in Senate · updated 2026-08-11
H.R. 10044: AI Tax and Work Protection ActIntroduced in House · updated 2026-08-07
S. 5225: K–12 AI Literacy and Readiness Act of 2026Introduced in Senate · updated 2026-08-07
S. 3097: Health Information Privacy Reform ActReported in Senate · updated 2026-08-06
H.R. 10024: Health Insurance Transparency for Patients ActIntroduced in House · updated 2026-08-05
H.R. 10042: Understanding AI in the Classroom ActIntroduced in House · updated 2026-08-05
H.R. 9780: BRRRRT Act of 2026Introduced in House · updated 2026-08-04
S. 5117: Senior Chatbot Protection Act of 2026Introduced in Senate · updated 2026-08-04
S. 5130: Human Dignity and Emerging Technologies ActIntroduced in Senate · updated 2026-08-04
H.R. 9948: Addictive Design Act of 2026Introduced in House · updated 2026-07-31
H.R. 9907: LEARN AI ActIntroduced in House · updated 2026-07-30
H.R. 9939: No AI Data Centers on Federal Lands ActIntroduced in House · updated 2026-07-30
H.R. 9715: Intelligent Arbitration Act of 2026Introduced in House · updated 2026-07-22
H.R. 9734: Protecting Patients from Automated Denials ActIntroduced in House · updated 2026-07-18
S. 4967: Stop TNR Act of 2026Introduced in Senate · updated 2026-07-18
S. 4958: Safeguard Kids ActIntroduced in Senate · updated 2026-07-18
S. 4946: Health and Location Data Protection Act of 2026Introduced in Senate · updated 2026-07-17
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