AI and the law in the United States
There is no comprehensive federal AI statute. Federal rules come from targeted laws, executive orders, agency guidance and long-standing consumer, credit and civil rights law, while states pass their own AI laws.
Federal laws and orders
TAKE IT DOWN Act
Criminalises publishing non-consensual intimate images, including AI-generated deepfakes, and requires covered platforms to remove them within 48 hours of a valid request.
National Artificial Intelligence Initiative Act of 2020
Establishes the national AI initiative, the National AI Initiative Office and NIST's role in AI standards, including the AI Risk Management Framework.
Executive Order 14179: Removing Barriers to American Leadership in AI
Revoked the 2023 AI executive order and directed an action plan to sustain US AI leadership.
Executive Order 14365: Ensuring a National Policy Framework for AI
Directs an AI Litigation Task Force to challenge state AI laws, ties some federal funding to state AI policy, and asks the FCC and FTC to consider federal standards. An order has no preemptive force by itself; Congress has not passed preemption.
OMB Memorandum M-25-21
Federal agencies must inventory AI use cases and apply minimum risk management practices to high-impact AI, including testing, impact assessment, human oversight and the ability to stop use.
Equal Credit Opportunity Act and Regulation B
Creditors must give specific, accurate reasons when they refuse credit, even when a complex algorithm or AI made the decision.
FTC Act, Section 5
Unfair or deceptive practices are unlawful, including false claims about what AI can do and AI used to deceive consumers.
Key state laws
Colorado Artificial Intelligence Act (SB24-205)
Developers and deployers of high-risk AI must use reasonable care against algorithmic discrimination, run impact assessments and notify consumers.
California Transparency in Frontier AI Act (SB 53)
Large frontier model developers must publish a safety framework, report critical safety incidents and protect whistleblowers.
Texas Responsible AI Governance Act (HB 149)
Bans certain harmful AI uses, requires disclosure when government agencies use AI with consumers, and creates a regulatory sandbox.
New York City Local Law 144
Employers using automated employment decision tools need an independent bias audit within a year, published results and candidate notice.
Illinois HB 3773 (AI in employment)
Amends the Illinois Human Rights Act: employers may not use AI that discriminates and must notify workers when AI is used in employment decisions.
Bills in Congress
Live from GovInfo: bills whose text mentions artificial intelligence, deepfakes, automated decisions or machine learning, shown at their furthest published stage.
f203d3edebe06652…, sealed in block 25560 on 27 Oct 2026 12:13 UTC.