sebbi BANKING - fraud controls you can prove
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The FCA's question (CP26/38, opened 23 October 2026, closes 24 December 2026): what did the firm do with the
information its own controls generated? sebbi.pro seals every fraud signal the moment it fires and every response
against it, chained and timestamped into Bitcoin.

HOW IT WORKS
  1 Signal  POST https://sebbi.pro/x/banking/signal   indicators run, ALLOW/CHALLENGE/BLOCK, case id, sealed
  2 Act     POST https://sebbi.pro/x/banking/action   each response sealed with the role that took it
  3 Gaps    GET  https://sebbi.pro/x/banking/gaps     every signal past its deadline with no response
  4 Report  GET  https://sebbi.pro/x/banking/report   sealed evidence pack for any period
  5 Claim   POST https://sebbi.pro/x/banking/claim    APP reimbursement position, sealed
  6 Checks  POST https://sebbi.pro/x/banking/assess   40 banking controls, sealed (public)
  7 Review  POST https://sebbi.pro/x/banking/review   a named human on the case (Oversight Keys)

ONE SYSTEM: agent authority (Mandate Chain, Agent Passport, Spend Gate), payee proof (Payment Notary),
Model Lineage, The Jugular, Oversight Keys and Court Pack all join the same case: https://sebbi.pro/banking/system

INDICATORS
  COP_NO_MATCH           Confirmation of Payee: no match
  COP_CLOSE_MATCH        Confirmation of Payee: close match
  COP_NOT_CHECKED        New payee, name not checked
  NEW_PAYEE_HIGH_VALUE   New payee taking a high value
  ABOVE_DECLARED         Above what the customer declared at onboarding
  UNUSUAL_VALUE          Unusual value for this customer
  VELOCITY               Burst of payments
  PASS_THROUGH           Money in, money straight out
  NEW_ACCOUNT            Young account
  MANY_PAYERS            One payee, many payers
  PAYEE_FLAGGED          Payee already linked to fraud
  SCAM_CONTEXT           Scam context
  PAYEE_UNVERIFIED       Payee details not on record
  AGENT_NO_AUTHORITY     AI agent without authority
  HUMAN_STOP             Stopped by its human
  VULNERABLE             Customer in vulnerable circumstances

LAW MAP: https://sebbi.pro/banking/law.txt
Verify a case: https://sebbi.pro/banking/case/BK-XXXX-XXXX
Pricing: free for 90 days, then 50p per device per month. Checking any proof is always free.